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When you can retire, and what the state will actually pay
When you can retire, and what the state will actually pay: this guide has a section for each birth year per country for the retirement age, because the age…
This launch guide maps the topic, the source base and the practical questions. Check the linked official authority before acting on a rule, deadline, price or safety requirement.
What this guide covers
This guide has a section for each birth year per country for the retirement age, because the age now moves with the cohort and people search it by their own year — sixty pages of pure long-tail before anything else is written.
Then one page per pension type — old-age, early, deferred, survivor's, the national or guarantee pension — with its qualifying years, its permanent reduction or bonus, the application and how long a decision takes; plus working while drawing a pension, and adding together years worked in several EU countries. One focus is "Born in 1972: your retirement age in Estonia, Finland, Latvia and Lithuania".
How to use it
Use When you can retire, and what the state will actually pay as a map of the process: identify the situation, check which country or authority owns the rule, and confirm the current version before a deadline or application.
The page keeps the main question, its evidence base and its limits together in one canonical place. That makes it useful as a quick orientation and avoids splitting a broad subject into shallow pages before each narrower answer has enough verified material of its own.
Search vocabulary in four languages
Terminology changes across borders. These are example phrases people use for the same subject in Estonian, Finnish, Russian and English; they are included as a practical vocabulary aid, not as hidden keywords.
| Language | Example phrase |
|---|---|
| Estonian | pensioniiga sünniaasta järgi |
| Finnish | eläkeikä syntymävuoden mukaan taulukko |
| Russian | пенсионный возраст по году рождения Эстония |
| English | retirement age Latvia by year of birth |
Evidence and provenance
The evidence map below records the primary, official or openly licensed material chosen for this guide. It is deliberately visible so a reader can tell the difference between a rule published by an authority, a measured dataset and an editorial explanation.
Source: SKA and Riigi Teataja (Riikliku pensionikindlustuse seadus); ETK, Kela and Finlex; VSAA (LV); Sodra (LT); Regulation 883/2004 for aggregation. · checked 2026-09-09
Source names are preserved even where an authority changes its web address. No figure is added to this launch page unless it is already present in the cited source description or can be computed from a named dataset.
Scope and boundaries
This guide owns the explanatory layer for the topic. Personal decisions, diagnoses, legal determinations and live availability remain with the relevant professional or official service.
Connected TempoLife guides
The following paths are the intentional hand-offs named in the brief. They keep adjacent subjects separate while making the next useful reference easy to find.
Why it belongs on TempoLife
/seniors.
Frequently asked questions
What does this guide cover?
This guide has a section for each birth year per country for the retirement age, because the age now moves with the cohort and people search it by their own year — sixty pages of pure long-tail before anything else is written. Then one page per pension type — old-age, early, deferred, survivor's, the national or guarantee pension — with its qualifying years, its permanent reduction or bonus, the application and how long a decision takes; plus working while drawing a pension, and adding together years worked in…
What evidence does it use?
SKA and Riigi Teataja (Riikliku pensionikindlustuse seadus); ETK, Kela and Finlex; VSAA (LV); Sodra (LT); Regulation 883/2004 for aggregation.
Where does this guide stop?
It explains the topic and points to primary or official sources. It does not replace a qualified professional, an official decision, or advice based on your own circumstances.
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